ESTO instalments
ESTO instalments – do not wish to pay for the whole amount at once? Pay by installments!
Purchase your product and pay over time with ESTO instalments – the most low-cost and user-friendly installment loan in Estonia! ESTO instalments offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.
Using ESTO instalments at checkout is extremely simple, convenient and fast. Just select suitable period and insert your contact details for a real-time decision – complete your purchase within 60 seconds!
Add products to cart and for payment method select ESTO instalments in check out. Pick a loan period that fits your budget and complete the purchase with digital signing (Mobile-ID, Smart-ID or ID-card signature). Simple as that!
When making a purchase using ESTO instalments you receive the product right away (store ships your order immediately). ESTO instalments can be used for making larger purchases as well as smaller ones.
People, who qualify for ESTO instalments, must remain in the age range of 18-70 years and have an Estonian citizenship.
ESTO instalments conditions:
- Interest rate from 0%
- Contract fee from 0 EUR
- Period up to 4 years
Installment loan is provided by ESTO AS. Review the terms and conditions at www.esto.ee and consult with our expert. The installment loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner. The monthly payment is 146.37€ and annual rate of charge is 34.74% on the following sample terms and conditions: loan amount 1500€, annual interest rate of 14.90% on the outstanding balance (fixed), contract fee 14.90€ and repayment period of 12 months.
ESTO 3
ESTO 3 is the most popular new generation payment method. Split the purchase amount comfortably into 3 equal parts. Get exactly what you need without interest, extra fees, or down payment. Use the ESTO 3-part payment method in online stores and physical shops.
You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market
How does it work?
By choosing ESTO 3 as your payment method, you can divide the total payment into 3 equal parts over 3 months without any fees.
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Add the necessary products to your cart.
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Choose ESTO 3 as the payment method at checkout.
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You will receive a decision in real-time.
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If the decision is positive, confirm the purchase. ESTO will send you your first invoice on the 15th of next month.
ESTO Pay Later
ESTO Pay Later is a new way to pay for your purchases. You get the purchase immediately and need to pay the invoice within 30 days. Get exactly what you need without interest, extra fees or down payment.
Use the ESTO Pay Later payment method in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market
How does it work?
By choosing the ESTO Pay Later payment method, your order is confirmed immediately, but you don't have to pay right away, as the payment deadline is 30 days later.
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Add the necessary products to your cart.
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Choose the ESTO Pay Later payment method at checkout.
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You will receive a decision in real-time.
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If the decision is positive, confirm the purchase.
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ESTO will send you an invoice, which must be paid in full within 30 day
The financial service is provided by ESTO AS. Before entering into an agreement, review the terms and, if necessary, consult with a specialist. More information at www.esto.ee.
WHAT IS ESTO?
ESTO is the preferred payment solution provider in the Baltics, revolutionizing the sales experience for merchants and the purchasing experience for consumers by making it exceptionally easy and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy.
If you need assistance, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.
